Terms of Use


Effective Date: [5/1/2025]

Welcome to

www.elbagacpa.com operated by

SS Digital

(“Company”, “we”, “us”, or “our”). By accessing or using this Site, you agree to comply with and be bound by the following Terms of Use. If you do not agree to these terms, please do not use our Site.




1. Use of the Site


You agree to use the Site for lawful purposes only. You may not use the Site in any manner that:


Violates any applicable federal, state, local, or international law or regulation;Exploits, harms, or attempts to exploit or harm minors;Transmits advertising or promotional material without our prior written consent;Interferes with or disrupts the Site or the servers or networks connected to the Site.




2. No Accounting or Tax Advice


The content provided on this Site is for general informational purposes only and is not intended to be a substitute for professional accounting, tax, or financial advice. Always seek the advice of your CPA or other qualified financial service provider with any questions you may have.




3. Client Relationships


Use of this Site or communication through it does not create a client relationship with Elbaga, CPA. A formal engagement agreement must be executed to establish such a relationship.




4. Intellectual Property


All content on this Site—including text, graphics, logos, images, and software—is the property of Elbaga, CPA or its licensors and is protected by U.S. and international copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, or republish any content without our prior written permission.




5. Third-Party Links


This Site may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or assume any responsibility for the content, privacy policies, or practices of any third-party websites.




6. Disclaimer of Warranties


The Site and its content are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site or the servers that make it available are free of viruses or other harmful components.




7. Limitation of Liability


To the fullest extent permitted by law, Elbaga, CPA shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of the Site.




8. Privacy Policy


Your use of the Site is also subject to our

Privacy Policy, which describes how we collect, use, and protect your information.




9. Changes to These Terms


We reserve the right to update or modify these Terms of Use at any time without prior notice. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.




10. Governing Law


These Terms are governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law principles.




11. Contact Us


If you have any questions about these Terms of Use, please contact us at:


Elbaga, CPA


Email: [email protected]


Phone: (909) 702-1008


Address: 5790 Magnolia Ave. Suite 101

Riverside, CA 92506